Pension Credit

Pension Credit gives you extra money to help with your living costs if you’re over State Pension age and on a low income. Pension Credit can also help with housing costs such as ground rent or service charges.

You might get extra help if you’re a carer, severely disabled, or responsible for a child or young person.

Pension Credit is separate from your State Pension.

You can get Pension Credit even if you have other income, savings or own your own home.

You must live in England, Scotland or Wales and have reached State Pension age to qualify for Pension Credit.

You must include your partner on your application.

You’ll be eligible if either:

  • you and your partner have both reached State Pension age
  • one of you is getting Housing Benefit for people over State Pension age
  • When you apply for Pension Credit your income is calculated. If you have a partner, your income is calculated together.

When you apply for Pension Credit your income is calculated. If you have a partner, your income is calculated together.

Pension Credit tops up:

  • your weekly income to £218.15 if you’re single
  • your joint weekly income to £332.95 if you have a partner

If your income is higher, you might still be eligible for Pension Credit if you have a disability, you care for someone, you have savings or you have housing costs.

Contact Ashford Advice on 01233 626 185 or drop-in to our offices for further advice.

We are open from 09:30 -11:00 from Monday to Thursday without a prior appointment