You can apply for a Universal Credit advance:
- before you get your first payment
- if you are already being paid Universal Credit and have told us of a change in your circumstances that means you will be paid more Universal Credit but have not yet been paid the increased amount
To apply for a Universal Credit advance you can:
- speak to your Jobcentre Plus work coach
- apply through your online account
- call the Universal Credit helpline
You might be able to get a Budgeting Advance to help with:
- emergency household costs such as replacing a broken cooker
- getting a job or staying in work
- funeral costs
A Budgeting Advance is a loan, and you’ll need to repay it through your regular Universal Credit payments – your payments will be lower until you pay it back. You’ll be told how much your payments will be reduced by.